The Service Pension Schemes
There are currently three Armed Forces Pension Schemes for members of the Services. However this will change to one scheme for all from Apr 2015.
Armed forces and reserve forces pension schemes: guidance booklets
The current schemes
Introduced in 1975 this scheme was closed to new entrants on 5 April 2005. To see the Pension Rates 2010 for this scheme Click here
This scheme was opened on 6 April 2005. From that date those joining the Regular Armed Forces were eligible to become members of the Armed Forces Pension Scheme 2005. Members of AFPS 75 were given the opportunity to transfer to the new scheme (this offer has now expired).
Also introduced on 6 April 2005 for those joining Full Time Reserve Service was RFPS eligible for membership of the Reserve Forces Pension Scheme. Members of AFPS 75 – FTRS (Full Time Reserve Scheme) (part of AFPS 75) were given the opportunity to transfer to RFPS from this date.
AFPS 15 (Armed Forces Pension Scheme 2015)
The new Armed Forces Pension Scheme was introduced on 1 April 2015. All service personnel who are members of an Armed Forces Pension Scheme and who will be serving beyond April 2015 will be automatically transferred to AFPS 15, unless they qualify for transitional protection which is explained in more detail on the page linked above.
Service pensions are administered by Veterans UK.
Freephone (UK only): 0808 1914 2 18
Telephone (overseas): +44 1253 866 043
7:30 am to 6:30 pm Monday to Thursday
7:30 am to 5:00 pm Friday
The Armed Forces Benefits, and Pensions Calculator (ABC)
The Pension Calculator is a facility for you to see your likely pension entitlement. It is for guidance purposes only and is not intended to provide you with financial advice but is an interesting exercise never-the-less.
The Forces Pension Society
Forces Pension Society is the pension watchdog for those serving and retired and their dependants. It is an independent not-for-profit organisation that campaigns for better pensions (right now, it is engaged in the development of the next AFP Scheme) and guides its Members through the complexities of pension entitlements.
FPS is funded by its Membership subscriptions and offers a Pension Helpline service plus numerous other membership benefits, from a healthcare scheme to discounted travel.
There is a growing number of over 43,000 Society Members. The larger the number, the stronger the Society’s voice in the protection of the interests of its Members and of the military community as a whole.
For more information, visit www.forcespensionsociety.org or telephone 020 7820 9988.
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