Forces Pension Society Neil Marshall

Thursday 4th January 2024

In a New year statement Neil Marshall, CEO of the Forces Pension Society (FPS) said:

“One of the most significant pension challenges in the year ahead concerns the implementation of the AFPS15 Remedy (McCloud). Many of those serving, are in-scope for the Remedy* and are uncertain about how the issue will be resolved for them. Significant numbers of Members joining us in the past twelve months have told us their concern about understanding the process of the Remedy and, more importantly, how it will impact them personally.

“In response to the first concern, we have developed a visual guide to describe the Remedy journey and how to determine your eligibility. The guide appears alongside this statement.

“As for the critical question of how to help you make the best choice between your legacy scheme benefits and AFPS15, that’s where the Society and its Forces Pensions Consultants really come into their own.

“Everyone’s needs and personal circumstances are different so it’s unwise to generalise. We approach every pension enquiry on a bespoke basis. Our pensions experts provide guidance based on each individual’s circumstances. Only in that way can people make the choices that best meet their needs. And we stand ready to support our Members throughout the year ahead.”

*Armed Forces personnel who were in service both on or before 31st March 2012, and on or after 1st April 2015, with any break in service of less than 5 years.

Forces Pension Society AFPS15 Eligibility Chart

Forces Pensions Society AFPS15 Eligibility Chart

Need more information?

FPS is an independent, not-for-profit organisation that serves the whole military community as a pension watchdog. If you would like to know about the Forces Pension Society’s work, read the latest AFPS15 SITREP, and find out how to become a Member, visit

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