Why making a will is so important

It is really important to make a Will. If you don’t have a Will and you die your money and possessions may not be allocated as you would have wished.

A Will should be in place when carrying out normal Service routine duties, not only considered when deployed on operations.

Whilst a spouse, parents or child can automatically benefit as the Next of Kin (NOK), if an individual dies intestate (without a Will), it is risky to assume a person will benefit from the estate just because they were living together, or in a relationship. If a Service person wishes a partner to benefit from their estate, they must specifically make provision for them when making a will.

Types of Will

A Service person can make a Will in one of two ways:

MOD Form 106

The MOD Form 106 (Basic Will Form for Service personnel) provides a template for a basic Will.

Private Will

Alternatively, a Will can be made privately. Personnel who wish to make a Will privately can be directed to The Law Society – Find a Solicitor.

Free Will writing services for Service personnel

Alternatively, a number of Military charities offer advice and can signpost personnel to solicitors who may be able to draw one up for free, through the National Wills Network. These include:

Free Will writing service funded by RBL.


Free Will writing Service from RAFA.

When to review your Will

It is worthwhile reviewing your Will every 5 years and after any major change in your life, e.g.:

  • getting separated or divorced
  • getting married (this cancels any will you made before)
  • having a child
  • moving house
  • if the executor named in the will dies